Dischargeable vs. Non-Dischargeable Debts in Bankruptcy and Debtors Court
One of the main benefits of filing for bankruptcy is having your debts discharged. Once you have debts discharged through the bankruptcy process (whether under Chapter 7 or Chapter 13 (Debtors Court)), you are no longer responsible for those debts. Your former creditors cannot require you to pay the debts, and those creditors cannot pursue collection activities. Many individuals (and couples) who file for bankruptcy in Alabama will be able to have all of their debts discharged. However, there are some exceptions to the dischargeability