Chapter 13 Bankruptcy (Debtors Court) to Stop Repossession of Vehicles
Stopping the repossession of a car or other vehicle is one of the most important uses of Chapter 13 Bankruptcy (or Debtors Court, as it is called here in the Birmingham, Alabama area). Once a Debtors Court case is filed, creditors are prohibited by federal law from repossessing your car, truck, motorcycle or any other type of vehicle. Timing of the Filing Prior to 1998, at least one Bankruptcy Judge in Birmingham ruled that if a Debtors Court case was filed within 10 days after